Medicare Part B (Medical Insurance)

Medicare Part B, also known as Medical Insurance, is the second main component of the federal Medicare program. Part B provides coverage for outpatient medical services, including doctor visits, diagnostic tests, outpatient surgeries, durable medical equipment, and preventive care services such as screenings, vaccinations, and counseling. Part B also covers some home health services and ambulance transportation to a hospital or medical facility when medically necessary. Beneficiaries pay a monthly premium for Medicare Part B, along with deductibles, coinsurance, and copayments for covered services. Medicare Part B helps ensure access to essential medical services and preventive care for Medicare beneficiaries, promoting early detection and treatment of health conditions and improving overall health outcomes.