Hospital insurance, also known as hospitalization insurance or inpatient coverage, is a type of health insurance that provides coverage for medical expenses incurred during hospital stays. Hospital insurance typically covers services such as room and board, nursing care, diagnostic tests, surgeries, and other medically necessary treatments received while hospitalized. It may also include coverage for services related to skilled nursing facility care, hospice care, and home healthcare following a hospital stay. Hospital insurance helps protect individuals from the financial burden of unexpected hospitalization and ensures access to necessary medical care.
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