Medicaid Spend-Down

Medicaid Spend-Down is a process that allows individuals with high medical expenses to qualify for Medicaid coverage by reducing their income to meet the program’s eligibility criteria. Under Medicaid Spend-Down rules, individuals whose income exceeds the Medicaid eligibility limit can “spend down” their excess income on medical bills and expenses. Once their income is reduced to the Medicaid income limit, they become eligible for Medicaid coverage for the remainder of the spend-down period. During this period, Medicaid will cover medical expenses incurred by the individual, including those that contributed to their spend-down. Medicaid Spend-Down provides vital assistance to individuals with significant healthcare needs who would otherwise be unable to afford medical care and services.