Individual Policy

An individual policy is a health insurance plan purchased by an individual to provide coverage for themselves or their family members. Unlike group policies, which are typically provided by employers or organizations, individual policies are obtained directly from insurance companies or through the Health Insurance Marketplace. Individual policies offer flexibility in coverage options, allowing individuals to select plans that best suit their needs and budget. These policies may include various types of coverage, such as medical, dental, vision, and prescription drug coverage, depending on the specific plan chosen.