A Medicare Special Needs Plan (SNP) is a type of Medicare Advantage plan designed to provide specialized healthcare coverage for individuals with specific health needs or conditions, such as chronic illnesses, disabilities, or certain medical conditions. SNPs tailor their benefits, provider networks, and care management programs to meet the unique needs of their targeted population. There are three main types of SNPs: Chronic Condition SNPs (C-SNPs) for individuals with chronic conditions, Institutional SNPs (I-SNPs) for those residing in nursing homes or other institutions, and Dual Eligible SNPs (D-SNPs) for individuals eligible for both Medicare and Medicaid. SNPs offer comprehensive benefits, including medical services, prescription drug coverage (Part D), and additional services such as dental, vision, and hearing care. Enrollment in a SNP is typically restricted to individuals who meet specific eligibility criteria based on their health needs or conditions.
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